Traditional Risk Services

Traditional Risk Services has two key elements: loss prevention and loss control.

Of the two, loss prevention is by far the most important, because the best losses are the ones that never occur. Among the loss prevention services we provide are:

If a loss does occur, Traditional Risk Services works to minimize the impact on campus resources and operations. This is accomplished primarily through insurance programs, which include the following:

  • Automobile Liability Self-Insurance Program (damage or loss of UC vehicles)
  • Employment Practices Liability Self-Insurance Program (lawsuits alleging wrongful termination or other employment-related actions)
  • Fine Arts Self-Insurance Program (damage or loss to paintings, statuary, rare books, etc.)
  • Foundation, Alumni, and Support Group Insurance (events held by affiliated alumni and fundraising organizations)
  • General Liability Self-Insurance Program ((damage or injury to non-UC individuals or entities)
  • Professional Medical and Hospital Liability Self-Insurance Program (liability of health and medical professionals)
  • Property Self-Insurance Program (damage or loss of UC property)
  • Recreational Sports Club Insurance (club sport activities)
  • Renters Insurance (property and liability of campus community members living in dorms or private housing)
  • Student Event Insurance (activities of Registered Student Organizations)
  • Tenant User Liability Insurance Program, or TULIP (non-campus hosts and exhibitors using campus space for events)
  • Travel Insurance (medical or other emergencies away from campus)
  • Vendor Insurance (contractors, consultants, and other service providers)
  • Watercraft Insurance (University-owned boats and ships)

Note: University Health Services administers the Student Health Insurance Plan (SHIP) and Workers' Compensation Self-Insurance Program. The Human Resources Benefits Unit handles employment-related insurance, such as health insurance and unemployment coverage.